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Commerce Commissioner Jim Bernstein todahy filed charges against theZale Irving, Texas, a nationwide jewelruy chain with approximately 20 stores in Minnesota. The complaintf cited 195 alleged violations of a Minnesota law that requiresa credit-issuerf to give extensive information on credigt insurance to customers. Zales rejected the An administrative law judge will hear the mattet and afterthis hearing, commissioner Bernsteimn will make a finao ruling on possible penalties. Richmond, Va.-based electronics store Circuit City agreee to pay a civil penaltyof $335,000 for similar alleged violations.
Circuig City, which has ten stores in Minnesota, didn'y admit or deny guilt but decided to paythe anyway. In addition, the company has agreer to stop selling credit insurancre in the state until new procedures are in Circuit City will also offer premium refunds to customers who have bought credit insurance in the lasttwo
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